Life Insurance Corporation of India’s Jeevan Lakshya plan: Check benefits, other details of this LIC policy
New Delhi: Insurance behemoth Life Insurance Corporation of India (LIC) comes out with varied sorts of insurance coverage insurance policies suiting particular person wants and choice.
LIC’s Jeevan Lakshya is a taking part non-linked financial savings cum safety plan. This plan supplies for Annual Income profit primarily for the youngsters, in case of the loss of life of Policyholder. In such a scenario of loss of life of Policyholder earlier than maturity.
The coverage supplies for a lump sum quantity on the time of maturity no matter survival of the Policyholder. This plan additionally takes care of liquidity wants by its mortgage facility.
1. Death Benefit: If the coverage holder dies earlier than the stipulated date of maturity, loss of life profit, shall be payable.
2. Annual Income Benefit equal to 10% of the Basic Sum Assured, which shall be payable from the coverage anniversary coinciding with or following the date of loss of life of Life Assured, until the coverage anniversary previous to the date of maturity.
3. Assured Absolute Amount equal to 110% of Basic Sum Assured, which shall be payable on due date of maturity; and The vested Simple Reversionary Bonuses and Final Additional Bonus, if any, included within the Death Benefit, shall be payable on due date of maturity.
4. Maturity Benefit: Sum Assured on Maturity shall be payable in lump sum on survival to the top of the coverage time period offered all due premiums have been paid.
5. Participation in Profits: The coverage shall take part in earnings of the Corporation and shall be entitled to obtain Simple Reversionary Bonuses declared as per the expertise of the Corporation, offered the coverage is in full drive.
6. Optional Benefits:The policyholder has an choice of availing the next Rider advantages
LIC’s Accidental Death and Disability Benefit Rider
LIC’s New Term Assurance Rider
7. In case of loss of life beneath a coverage which is in full drive, the coverage shall proceed to take part in earnings upto the date of maturity and the whole vested Simple Reversionary Bonuses and Final Additional Bonus shall be payable on due date of maturity.
8. The Simple Reversionary Bonus and Final Additional Bonus, shall be payable beneath the coverage on due date of maturity no matter survival of the Life Assured.
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