WhatsApp Threat in Mumbai – Your Quick Survival Guide

If you live in Mumbai and use WhatsApp daily, you’ve probably heard about the latest scam drifting through group chats and personal messages. It’s not just another chain message; it’s a targeted attack that steals personal data, money, or both. In this guide we’ll break down what the threat looks like, how scammers trick you, and what you can do right now to stay safe.

What the WhatsApp Scam Looks Like

Scammers in Mumbai often start with a friendly tone. You might get a message from a “friend” claiming they need urgent help – maybe they’re stuck abroad, lost their phone, or have a big lottery win. The message usually contains a short link, a request for a one‑time password (OTP), or a plea to forward the text to a larger group.

Key red flags to watch for:

Most victims don’t realize they’ve been duped until the money disappears or a fake account is created in their name.

How to Protect Yourself in Real Time

Here are practical steps you can take today:

  1. Never share OTPs. WhatsApp or any bank will never ask you to send an OTP to a third party.
  2. Check the link. Hover over URLs on a computer or press‑and‑hold on a phone to see the full address. If it looks odd, don’t click.
  3. Verify the sender. If a message seems out of character, call the person on a known number or meet them in person.
  4. Enable two‑step verification. Go to Settings > Account > Two‑step verification and set a PIN.
  5. Report the spam. Long‑press the message, select "Report," and block the contact.

For those who have already fallen victim, contact your bank immediately, change your WhatsApp PIN, and file a complaint with the Mumbai Cyber Crime Cell.

Remember, scammers thrive on speed. The faster you spot the warning signs, the less damage they can cause.

Staying safe on WhatsApp isn’t about being paranoid; it’s about being smart. Keep these tips handy, share them with friends and family, and you’ll help curb the spread of this threat across Mumbai.

Got a close call or a story to share? Drop a comment below – the more we talk about it, the harder it gets for scammers to succeed.

Arvind Chatterjee 0 6 Sep 2025

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